Ask Jonathots … April 28th, 2016

 Jonathots Daily Blog

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I am a “young married,” age 25 and my husband is 26. We both work, have student loans and other debt we’re trying to pay off. We’re working really hard to become financially solvent. It seems like all my friends are in this same boat. So I found myself wondering–what is the connection between money and happiness?

Let me start off by saying that money is a commodity and happiness is a state of contentment.

So it is difficult for me to answer this question unless I know how the commodity of money affects your state of contentment.

For some people it does and for others it does not. So I will answer briefly for both arenas.

{By the way, there are many people who counsel on financial matters and do it much better than I can. Just punch up on the Internet “Balancing Budgets” or “Creating a Family Budget” and you’ll be inundated.}

My answer will be more general: how much is money involved in your state of contentment?

Give yourself a quick test. Two questions:

1. When I have enough money for my needs, do I feel more grown-up and delighted?

2. Do I have an occasion when I haven’t had money and still felt delighted?

And I should probably add a third question:

3. What do I find that delights me most of the time?

If money gives you an aura of well-being, you shouldn’t be ashamed of it, but you must create a budget that is always achievable, because this will determine your peace of mind.

If money is something you can handle in small or large quantities, with equal affect on your psyche, then you can vary your budget, allowing yourself a week to splurge and a week to go without.

Feeling dependent on money is not a bad thing. After all, it is the love of money that is the root of all evil. Money itself is not only essential, but is quite pleasurable.

Now, keep in mind, though–you have a second person involved. Your husband. His sensations may be completely different.

So the first thing is for both of you to sit down and discuss what money means to you, what you feel about the pressure of bills, and whether you are more comfortable earning more money or trimming your budget.

These will be the two choices.

For magical checks don’t come in the mail, banking institutions don’t suddenly become generous and give you lower rates of interest and no pot of gold has ever been found at the end of the rainbow.

“Will we be more content earning additional money to satisfy our desires, or will we be equally happy with less money, trimming our budget and buying Brand X popcorn instead of Orville Redenbacher?”

There is only one thing to remember in life: if you try to live off somebody else’s experience, you will end up devastated.

• What does money mean to you?
• What do you really require to feel content?
• And are there ways to achieve that magical amount of money by either working harder or cutting the budget?

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The Alphabet of Us: M is for Money… March 2, 2015

 Jonathots Daily Blog

(2519)

All human beings possess a heart, soul, mind and strength. Nothing of any true significance can be achieved unless this is understood.

The love of money is the root of all evil — or so the adage goes.

Yet how can I express my needful devotion to money without coming across like some lovesick, desperate teenager?

Money deserves our respect. Respect is the grease that makes love work. But it does not require that we become completely infatuated to the point of losing our minds.

Respect asks one major, important question: what does the thing I love really like?

Yes, if you’re going to be a human, you must learn what makes money tick.

• Money does not respond to love notes.
• Money does not care one little bit if you offer boxes of candy or presents.
• Money is completely indifferent to your prayers.

Money has two desires and two only:

1. Money wants to make more money.

It is horny to be procreative. It only becomes nervous when you start getting near your bottom dollar. At that point, it is very willing to bail.

Money begets money.

Another old saying is very true: it takes money to make money.

2. Even though money wants to make money, it cuddles up and is friendly to those who can prove they are able to use existing talent and resources to achieve additional dollar value.

Simply having a good idea or wanting to “kick-start” your project by demanding that other people give you funds is ultimately a formula for driving money away from you.

Human beings, who are the source of much of the money, are impressed by those who, using a thrifty mind, take the talent available and the resources provided and establish a plan of action which works with money in hand to make money out of hand.

Even though I think it’s important to let people know when you are in financial need, if you do it more than once a year, you’re a fool. The rest of the time, you need to fall back on the power of great planning and simply discovering intelligent ways to do without.

Money is drawn to people who want to make money, but are willing to start with what they have instead of screaming for more.

And the final way to be successful with money is to realize that after you have made money because you have worked with the environment around you, that you truly establish boldness by making your generosity evident.

Yes, Bill Gates does sell more product because he gives money away–and those who don’t establish their philanthropy are often passed over by the public.

So there’s the key to money.

I don’t like to give money to people until they tell me how they’re using their abilities and present bank account effectively. If they merely plead poverty, I will buy them a donut and coffee, which they can savor … while pursuing poverty.

 

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